DEGIRO Review 2026

Full DEGIRO review for Romania traders — regulation, spreads, fees and our honest verdict.

Regulation in Romania

Regulator AFM — AFM
Licence Number12060
Regulated EntityDEGIRO B.V.
Max Leverage (Forex)1:30
Minimum Deposit$0
EUR/USD SpreadFrom 2 pips
Instruments50,000+
PlatformsDEGIRO Platform, DEGIRO App
Copy Trading
Real Stocks
Inactivity feeNo inactivity fee
BrokerForexReviews Verified Data
AFM licence verified — 2026-09-15
BaFin licence verified — 2026-09-15
Minimum deposit — 2026-09-15
Withdrawal policy — 2026-09-15

Verdict

Regulated by AFM (licence 12060). Minimum deposit $0. In Romania: maximum forex leverage 1:30.

About DEGIRO

DEGIRO was founded in 2008 and is headquartered in Amsterdam, Netherlands. The broker offers 50,000 tradeable instruments including forex pairs, CFDs on stocks, indices and commodities. It is regulated across multiple jurisdictions with a primary licence held by DEGIRO B.V. under AFM.

In Romania, DEGIRO operates as DEGIRO B.V., authorised by AFM under licence number 12060. Romania traders are subject to a maximum leverage of 1:30 on forex pairs under AFM rules.

Trading Platforms

DEGIRO Platform
DEGIRO Platform — proprietary platform, available on web and mobile
DEGIRO App
DEGIRO App — proprietary platform, available on web and mobile

Pros

  • AFM regulated — licence 12060
  • 50,000+ instruments to trade
  • Negative balance protection in Romania
  • Platforms: DEGIRO Platform, DEGIRO App
  • Real stock ownership (not CFD)

Cons

  • No inactivity fee
  • 76% of retail clients lose money
  • CFD trading — you do not own the underlying asset

Frequently Asked Questions

Is DEGIRO regulated?

DEGIRO holds AFM licence 12060, issued to the regulated entity {entity}. This is a real, verifiable licence recorded in the official AFM public register.

What is the minimum deposit for DEGIRO in Romania?

The minimum deposit is $0. This is the amount required to open a live trading account for traders in Romania under AFM regulation.

What leverage does DEGIRO offer in Romania?

In Romania, DEGIRO offers maximum forex leverage of 1:30 under AFM rules. Higher leverage may be available through offshore-regulated entities.

Is DEGIRO safe to trade with?

DEGIRO is regulated by AFM, which requires segregated client funds, negative balance protection and independent audits. Regulation does not eliminate trading risk, but it provides meaningful investor protection.

Visit DEGIRO →
76% of retail investor accounts lose money when trading CFDs with DEGIRO.

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