EBC Financial Group Review 2026
Regulated broker with real licence numbers.
EBC Financial Group is a regulated CFD broker founded in 2020. It holds a FCA licence under number 927552.
The basics
EBC Financial Group was founded in 2020 and is headquartered in London, United Kingdom. It is privately owned. The broker offers CFDs on 100 instruments across forex, indices, commodities, and crypto. All positions are contracts for difference — there is no real asset ownership.
MetaTrader is available on all account types. Copy trading lets you replicate the positions of other traders automatically.
| Founded | 2020 |
| Headquarters | London, United Kingdom |
| Instruments | 100+ |
| Platforms | MT4, MT5 |
| MetaTrader | Yes — MT4 and MT5 |
| Copy trading | Yes |
| Real stocks | No — CFDs only |
Is EBC Financial Group safe?
FCA-regulated brokers must keep client funds in accounts segregated from company funds, provide negative balance protection, and contribute to the Financial Services Compensation Scheme (FSCS), which covers up to £85,000 per client if the broker becomes insolvent.
| Regulator | Licence | Entity |
|---|---|---|
| FCA | 927552 ✓ | EBC Financial Group (UK) Limited |
You can verify the FCA licence at register.fca.org.uk. The registration shows the entity name, authorisation status, and full permissions list. It takes under a minute.
EBC Financial Group spreads
These are the typical spreads on EBC Financial Group's standard account. Spreads vary by market conditions and account type. ECN or raw-spread accounts offer lower spreads in exchange for a per-trade commission.
| EUR/USD | 0.1 pips pips |
| GBP/USD | 0.4 pips pips |
| USD/JPY | 0.2 pips pips |
| Gold (XAU/USD) | 16c/oz |
| S&P 500 | 0.4pt |
EBC Financial Group's EUR/USD spread of 0.1 pips pips is among the tightest available, competitive with ECN brokers.
EBC Financial Group withdrawal fee and processing time
Fee: None. EBC Financial Group does not charge deposit or withdrawal fees. Your payment provider may apply their own transfer fees.
Processing time: 1 to 3 business days. E-wallet and card withdrawals are typically faster than bank wire transfers.
Withdrawal requests must pass identity verification before processing. If your account is not yet fully verified (proof of identity and address submitted), expect additional delays. Verified accounts follow the standard processing times above.
EBC Financial Group minimum deposit by entity
The minimum deposit depends on which EBC Financial Group entity serves your country. Offshore entities often allow lower minimums but with less regulatory protection.
| Entity | Regulator | Min deposit | Max leverage (forex) |
|---|---|---|---|
| EBC Financial Group (UK) Limited | FCA 927552 | $50 | 1:30 |
EBC Financial Group vs eToro
| EBC Financial Group | eToro | |
|---|---|---|
| Primary regulator | FCA 927552 | FCA 583263 |
| Min deposit | $50 | $50 |
| EUR/USD spread | 0.1 pips pips | 1.0 pips |
| MetaTrader | Yes | No |
| Instruments | 100+ | 3,000+ |
| Copy trading | Yes | Yes |
| Withdrawal fee | None | $5 per withdrawal |
Both brokers are regulated and legitimate. EBC Financial Group suits traders who value copy trading and social features. eToro is better for traders who prioritise its specific regulated entity coverage.
Regulation — the numbers that matter
| FCA | 927552 — EBC Financial Group (UK) Limited |
Leverage for retail clients in the EU and UK is capped at 1:30 on major forex pairs under ESMA rules.
Pros and Cons
What works
- FCA regulated — EBC Financial Group (UK) Limited
- Low minimum deposit ($50)
- MetaTrader 4 and 5 available
- Copy trading available
- No inactivity fee
- Tight EUR/USD spread from 0.1 pips
What does not work
- No real stock ownership — CFDs only
The verdict
EBC Financial Group is a legitimate, regulated broker. The FCA licence number 927552 is verifiable on the public register. It is best suited for social and copy traders. Rating: 4.0 out of 5.
Alternatives to EBC Financial Group
If EBC Financial Group does not fit your needs, these regulated alternatives are worth comparing:
Frequently asked questions
Is EBC Financial Group safe?
FCA-regulated brokers must keep client funds in accounts segregated from company funds, provide negative balance protection, and contribute to the Financial Services Compensation Scheme (FSCS), which covers up to £85,000 per client if the broker becomes insolvent. EBC Financial Group holds FCA licence 927552, which is publicly verifiable on the official register.
What is the EBC Financial Group minimum deposit?
The minimum deposit is $50. This applies to the main regulated entity. Some offshore entities may differ. See the entity table above for full breakdown.
What is the EBC Financial Group EUR/USD spread?
The EUR/USD spread on EBC Financial Group standard accounts is typically 0.1 pips pips. Spreads vary with market conditions. ECN or raw accounts offer lower spreads with a per-trade commission instead.
How long does EBC Financial Group take to process withdrawals?
1 to 3 business days. E-wallet and card withdrawals are typically faster than bank wire transfers.
Does EBC Financial Group charge withdrawal fees?
None. EBC Financial Group does not charge deposit or withdrawal fees. Your payment provider may apply their own transfer fees.
Does EBC Financial Group have MetaTrader?
Yes. EBC Financial Group supports both MT4 and MT5 on all account types. This allows automated trading, custom indicators, and expert advisors.