Is FXFlat a Scam? Regulation Check 2026
We checked FXFlat's licence in the official BaFin register. Here is what the public records say.
Verdict
FXFlat is NOT a scam. It holds BaFin licence 156566, authorising it to offer trading services in LI.
How to verify on the official register
| Regulator | BaFin BaFin Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin) |
| Licence Number | 156566 |
| Regulated Entity | FXFlat Wertpapierhandelsbank GmbH |
| Founded | 2002 |
What BaFin regulation means
BaFin-regulated brokers must keep client funds in segregated accounts, provide negative balance protection, and submit to independent audits. Clients can file complaints with BaFin directly.
What BaFin regulation means for your money
- Client funds held in segregated bank accounts, separate from FXFlat's own capital
- Negative balance protection — you cannot lose more than your deposit
- Right to file complaints directly with BaFin if FXFlat fails to resolve your issue
- FXFlat submits to regular independent financial audits under BaFin oversight
Frequently Asked Questions
Is FXFlat a scam or legitimate?
FXFlat is NOT a scam. It holds BaFin licence number 156566. BaFin is one of the world's most respected financial regulators. The licence is publicly verifiable in the BaFin official register.
How do I check FXFlat's BaFin licence?
Go to the official BaFin website and use the public register search. Search for licence number 156566 or the entity name. The record will confirm FXFlat's authorisation status and the scope of its permissions.
Are my funds safe with FXFlat?
As an BaFin-regulated broker, FXFlat must keep all client funds in segregated bank accounts, completely separate from company funds. This protects your deposits even if FXFlat encounters financial difficulties.
What protection do I have as a FXFlat client in LI?
In LI, FXFlat operates under BaFin supervision. You are entitled to: segregated client funds, negative balance protection (you cannot lose more than you deposit), and the right to file complaints directly with BaFin.
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