Trading 212 Review 2026
Full Trading 212 review for Finland traders — regulation, spreads, fees and our honest verdict.
Regulation in Finland
| Regulator | FSC — Financial Services Commission (FSC) |
| Licence Number | N/A |
| Regulated Entity | Trading 212 Ltd |
| Max Leverage (Forex) | 1:30 |
| Minimum Deposit | $1 |
| EUR/USD Spread | From 0.5 pips |
| Instruments | 3,000+ |
| Platforms | Trading 212 App |
| Copy Trading | ✓ |
| Real Stocks | ✓ |
| Inactivity fee | No inactivity fee |
Verdict
Regulated by FSC (licence N/A). Minimum deposit $1. In Finland: maximum forex leverage 1:30.
About Trading 212
Trading 212 was founded in 2006 and is headquartered in London, UK. The broker offers 3,000 tradeable instruments including forex pairs, CFDs on stocks, indices and commodities. It is regulated across multiple jurisdictions with a primary licence held by Trading 212 Ltd under FSC.
In Finland, Trading 212 operates as Trading 212 Ltd, authorised by FSC under licence number N/A. Finland traders are subject to a maximum leverage of 1:30 on forex pairs under FSC rules.
Trading Platforms
Pros
- FSC regulated — licence N/A
- 3,000+ instruments to trade
- Negative balance protection in Finland
- Platforms: Trading 212 App
- Copy trading available
- Real stock ownership (not CFD)
Cons
- No inactivity fee
- 76% of retail clients lose money
- CFD trading — you do not own the underlying asset
Frequently Asked Questions
Is Trading 212 regulated?
Trading 212 holds FSC licence N/A, issued to the regulated entity {entity}. This is a real, verifiable licence recorded in the official FSC public register.
What is the minimum deposit for Trading 212 in Finland?
The minimum deposit is $1. This is the amount required to open a live trading account for traders in Finland under FSC regulation.
What leverage does Trading 212 offer in Finland?
In Finland, Trading 212 offers maximum forex leverage of 1:30 under FSC rules. Higher leverage may be available through offshore-regulated entities.
Is Trading 212 safe to trade with?
Trading 212 is regulated by FSC, which requires segregated client funds, negative balance protection and independent audits. Regulation does not eliminate trading risk, but it provides meaningful investor protection.
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