BrokerForexReviews

FXFlat — Fees, Spreads & Regulation 2026

EUR/USD 0.2 pips · Min deposit $500 · ECN / Raw Spread · BaFin regulated
BaFin 156566 Rank #57 / 100 on cost MT4/MT5
Data verified 2026-09-15 from official regulator registers

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FXFlat is a forex and CFD broker founded in 2002, headquartered in Ratingen, Germany. It is regulated by BaFin (licence 156566). The EUR/USD spread starts from 0.2 pips on a raw-spread ECN account — the spread is near zero but a commission of approximately $7 per standard lot applies. The minimum deposit is $500. The broker offers 200+ tradable instruments. MetaTrader 4 and MetaTrader 5 are available. This page shows verified regulation data, a full trade cost breakdown, and how FXFlat compares to 100 other brokers on real trading fees.

Key metrics

$500
Minimum deposit
0.2 pips
EUR/USD spread
ECN / Raw Spread
30:1
Max leverage (forex)
200+
Instruments

Regulation & legal entities

Regulator Licence number Legal entity Max leverage Countries
BaFin
Tier 1 — Strict
156566 FXFlat Wertpapierhandelsbank GmbH 30:1 DE, AT, CH, LI

EUR/USD trade cost breakdown — 1 standard lot

FXFlat ranks #57 out of 100 brokers for a standard EUR/USD trade held overnight.
Hold duration Spread cost Commission Swap (est.) Total
Intraday (no overnight)$2.00$7.00$9.00
1 night$2.00$7.00$6.50$15.50
3 nights$2.00$7.00$19.50$28.50
1 week$2.00$7.00$45.50$54.50
1 month$2.00$7.00$195.00$204.00

Swap rates are industry-typical estimates. Actual overnight rates vary per broker and change with interest rates. Commission is estimated from spread profile (ECN / Raw Spread).

How FXFlat compares — EUR/USD, 1 lot, 1 night, 100 brokers ranked

Rank Broker Spread Spread $ Commission Swap (est.) Total
1 Pepperstone 0 pips $0.00 $7.00 $6.50 $13.50
2 IC Markets 0 pips $0.00 $7.00 $6.50 $13.50
3 FP Markets 0 pips $0.00 $7.00 $6.50 $13.50
4 Exness 0 pips $0.00 $7.00 $6.50 $13.50
5 Tickmill 0 pips $0.00 $7.00 $6.50 $13.50
6 Eightcap 0 pips $0.00 $7.00 $6.50 $13.50
7 RoboForex 0 pips $0.00 $7.00 $6.50 $13.50
8 LiteFinance 0 pips $0.00 $7.00 $6.50 $13.50
57 FXFlat 0.2 pips $2.00 $7.00 $6.50 $15.50

Platforms & account

MT4MT5cTrader
MetaTraderMT4 & MT5 available
Copy tradingNo
Real stock ownershipNo (CFD only)
Retail loss rate76% of retail accounts lose money
Inactivity feeEUR6/month after 12 months
HeadquartersRatingen, Germany
Founded2002

Countries not accepted

USCAJPAUNZIRKPSYCUSDBYRU

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Data sourced from official regulator registers (FCA, ASIC, CySEC, MAS and others), verified 2026-09-15. Spread figures are typical/minimum and may differ on live accounts. Trade cost estimates use standard lot sizes and typical industry swap rates. This page does not constitute financial advice. Read full FXFlat review →