BrokerForexReviews

OANDA — Fees, Spreads & Regulation 2026

EUR/USD 1.2 pips · Min deposit $0 · Market Maker · CFTC, FCA, ASIC, IIROC, MAS, JFSA regulated
CFTC 0325821FCA 542574ASIC 412981IIROC N/AMAS 200704926KJFSA 関東財務局長(金商)第2137号 Rank #83 / 100 on cost MT4/MT5
Data verified 2026-09-15 from official regulator registers

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OANDA is a forex and CFD broker founded in 1996, headquartered in New York, USA. It is regulated by CFTC (licence 0325821), FCA (licence 542574), ASIC (licence 412981), IIROC (licence N/A), MAS (licence 200704926K), JFSA (licence 関東財務局長(金商)第2137号). The EUR/USD spread starts from 1.2 pips on a spread-only market-maker model — no separate commission, costs are built into the spread. The minimum deposit is $0. The broker offers 300+ tradable instruments. MetaTrader 4 and MetaTrader 5 are available. This page shows verified regulation data, a full trade cost breakdown, and how OANDA compares to 100 other brokers on real trading fees.

Key metrics

$0
Minimum deposit
1.2 pips
EUR/USD spread
Market Maker
50:1
Max leverage (forex)
300+
Instruments

Regulation & legal entities

Regulator Licence number Legal entity Max leverage Countries
CFTC
Tier 1 — Strict
0325821 OANDA Corporation 50:1 US
FCA
Tier 1 — Strict
542574 OANDA Europe Ltd 30:1 GB
ASIC
Tier 1 — Strict
412981 OANDA Australia Pty Ltd 30:1 AU, NZ
IIROC
Tier 2 — Standard
N/A OANDA (Canada) Corp 30:1 CA
MAS
Tier 1 — Strict
200704926K OANDA Asia Pacific Pte Ltd 20:1 SG
JFSA
Tier 3 — Offshore
関東財務局長(金商)第2137号 OANDA Japan Inc 25:1 JP

EUR/USD trade cost breakdown — 1 standard lot

OANDA ranks #83 out of 100 brokers for a standard EUR/USD trade held overnight.
Hold duration Spread cost Commission Swap (est.) Total
Intraday (no overnight)$12.00$0.00$12.00
1 night$12.00$0.00$6.50$18.50
3 nights$12.00$0.00$19.50$31.50
1 week$12.00$0.00$45.50$57.50
1 month$12.00$0.00$195.00$207.00

Swap rates are industry-typical estimates. Actual overnight rates vary per broker and change with interest rates. Commission is estimated from spread profile (Market Maker).

How OANDA compares — EUR/USD, 1 lot, 1 night, 100 brokers ranked

Rank Broker Spread Spread $ Commission Swap (est.) Total
1 Pepperstone 0 pips $0.00 $7.00 $6.50 $13.50
2 IC Markets 0 pips $0.00 $7.00 $6.50 $13.50
3 FP Markets 0 pips $0.00 $7.00 $6.50 $13.50
4 Exness 0 pips $0.00 $7.00 $6.50 $13.50
5 Tickmill 0 pips $0.00 $7.00 $6.50 $13.50
6 Eightcap 0 pips $0.00 $7.00 $6.50 $13.50
7 RoboForex 0 pips $0.00 $7.00 $6.50 $13.50
8 LiteFinance 0 pips $0.00 $7.00 $6.50 $13.50
83 OANDA 1.2 pips $12.00 $0.00 $6.50 $18.50

Platforms & account

OANDA TradeMT4MT5TradingView
MetaTraderMT4 & MT5 available
Copy tradingNo
Real stock ownershipNo (CFD only)
Retail loss rate67.4% of retail accounts lose money
Inactivity feeUSD10/month after 12 months
HeadquartersNew York, USA
Founded1996

Countries not accepted

IRKPSYCUSDBYRU

What makes OANDA different

Known drawbacks

Similar brokers to OANDA

Data sourced from official regulator registers (FCA, ASIC, CySEC, MAS and others), verified 2026-09-15. Spread figures are typical/minimum and may differ on live accounts. Trade cost estimates use standard lot sizes and typical industry swap rates. This page does not constitute financial advice. Read full OANDA review →