Capital.com vs Plus500 2026
Both are regulated. The right choice depends on your trading style.
Capital.com suits traders who value tighter spreads, lower minimum deposit ($20 vs $100), MetaTrader support, more instruments (6,800 vs 2,000), no inactivity fee. Plus500 suits traders who prioritise specific use cases detailed below.
Head to head
| Capital.com | Plus500 | |
|---|---|---|
| Primary regulator | FCA 793714 | FCA 509909 |
| Regulation tier | tier-1 | tier-1 |
| Min deposit | $20 | $100 |
| EUR/USD spread | 0.6 pips | 0.6 pips |
| Instruments | 6,800+ | 2,000+ |
| MetaTrader | Yes (MT4+MT5) | No |
| Copy trading | No | No |
| Real stocks | No — CFDs only | No — CFDs only |
| Inactivity fee | None | $10/mo after 3mo |
| Founded | 2016 | 2008 |
| Headquarters | London, UK | Haifa, Israel |
Regulation: Capital.com vs Plus500
Capital.com is regulated by FCA under licence 793714 (Capital Com (UK) Ltd). The FCA is a tier-1 regulator. Client funds are held in segregated accounts and negative balance protection applies.
Plus500 is regulated by FCA under licence 509909 (Plus500UK Ltd). The FCA is a tier-1 regulator. Client funds are held in segregated accounts and negative balance protection applies.
Both brokers are regulated by tier-1 authorities. Neither has a significant regulatory advantage over the other.
Spreads and fees
Capital.com's EUR/USD spread is 0.6 pips. Plus500's EUR/USD spread is 0.6 pips. Capital.com offers tighter spreads on this pair.
Capital.com does not charge an inactivity fee. Plus500 charges an inactivity fee of $10/month after 3 months.
Platforms and tools
Capital.com supports MetaTrader. Plus500 uses a proprietary platform only — traders who need MT4/MT5 for automated strategies should choose Capital.com.
Neither broker offers copy trading.
Minimum deposit
Capital.com requires a minimum deposit of $20. Plus500 requires $100. Capital.com has the lower barrier to entry. Traders who want to start with less capital should consider Capital.com.
Note that minimum deposits can vary by account type and by which regulatory entity serves your country. Some offshore entities allow lower deposits than the tier-1 entity.
Which is better for beginners?
Capital.com also has the lower minimum deposit of $20, making it easier to start with a small amount. Both platforms are accessible to new traders, though neither is specifically designed as a beginner-only broker.
Which is better for experienced traders?
Capital.com is better for experienced traders who need MetaTrader for automated strategies and custom indicators. Capital.com's tighter spreads (0.6 pips) make it better for high-frequency and scalping strategies. Capital.com offers more instruments (6,800) for portfolio diversification.
Verdict: Capital.com vs Plus500
Choose Capital.com if you want tighter spreads, lower minimum deposit ($20 vs $100), MetaTrader support, more instruments (6,800 vs 2,000), no inactivity fee. The FCA licence (793714) gives it strong tier-1 regulatory backing.
Choose Plus500 if you want specific use cases detailed below. The FCA licence (509909) means strong tier-1 regulatory protection.
Both brokers are legitimate and regulated. The choice comes down to your specific trading requirements.
Frequently asked questions
Capital.com vs Plus500: which is better?
Capital.com is better for tighter spreads, lower minimum deposit ($20 vs $100), MetaTrader support, more instruments (6,800 vs 2,000), no inactivity fee. Plus500 is better for specific use cases detailed below. If regulation quality is your priority, both have comparable regulation.
Is Capital.com or Plus500 safer?
Both Capital.com (FCA 793714) and Plus500 (FCA 509909) are regulated by tier-1 authorities. Both segregate client funds.
What is the minimum deposit for Capital.com and Plus500?
Capital.com minimum deposit: $20. Plus500 minimum deposit: $100. Minimums vary by entity and account type.
Do Capital.com and Plus500 have MetaTrader?
Capital.com supports MT4 and MT5. Plus500 does not offer MetaTrader — it uses a proprietary platform.