eToro vs FXTM 2026
Both are regulated. The right choice depends on your trading style.
eToro suits traders who value real stock ownership, more instruments (3,000 vs 1,000). FXTM suits traders who prioritise tighter spreads, lower minimum deposit ($10 vs $50), MetaTrader support.
Head to head
| eToro | FXTM | |
|---|---|---|
| Primary regulator | FCA 583263 | CySEC 185/12 |
| Regulation tier | tier-1 | tier-1 |
| Min deposit | $50 | $10 |
| EUR/USD spread | 1 pips | 0.1 pips |
| Instruments | 3,000+ | 1,000+ |
| MetaTrader | No | Yes (MT4+MT5) |
| Copy trading | Yes | Yes |
| Real stocks | Yes | No — CFDs only |
| Inactivity fee | $10/mo after 12mo | $5/mo after 6mo |
| Founded | 2007 | 2011 |
| Headquarters | Tel Aviv, Israel | Limassol, Cyprus |
Regulation: eToro vs FXTM
eToro is regulated by FCA under licence 583263 (eToro (UK) Ltd). The FCA is a tier-1 regulator. Client funds are held in segregated accounts and negative balance protection applies.
FXTM is regulated by CySEC under licence 185/12 (Forextime Ltd). The CySEC is a tier-1 regulator. Client funds are held in segregated accounts and negative balance protection applies.
Both brokers are regulated by tier-1 authorities. Neither has a significant regulatory advantage over the other.
Spreads and fees
eToro's EUR/USD spread is 1 pips. FXTM's EUR/USD spread is 0.1 pips. FXTM offers tighter spreads on this pair.
eToro charges an inactivity fee of $10/month after 12 months without trading. FXTM charges an inactivity fee of $5/month after 6 months.
Platforms and tools
FXTM supports MetaTrader. eToro uses a proprietary platform only — traders who need MT4/MT5 for automated strategies should choose FXTM.
Both brokers offer copy trading.
Minimum deposit
eToro requires a minimum deposit of $50. FXTM requires $10. FXTM has the lower barrier to entry.
Note that minimum deposits can vary by account type and by which regulatory entity serves your country. Some offshore entities allow lower deposits than the tier-1 entity.
Which is better for beginners?
FXTM also has the lower minimum deposit of $10. Both platforms are accessible to new traders, though neither is specifically designed as a beginner-only broker.
Which is better for experienced traders?
FXTM is better for experienced traders who need MetaTrader. FXTM's tighter spreads (0.1 pips) make it better for high-frequency and scalping strategies. eToro offers more instruments (3,000) for portfolio diversification.
Verdict: eToro vs FXTM
Choose eToro if you want real stock ownership, more instruments (3,000 vs 1,000). The FCA licence (583263) gives it strong tier-1 regulatory backing.
Choose FXTM if you want tighter spreads, lower minimum deposit ($10 vs $50), MetaTrader support. The CySEC licence (185/12) means strong tier-1 regulatory protection.
Both brokers are legitimate and regulated. The choice comes down to your specific trading requirements.
Frequently asked questions
eToro vs FXTM: which is better?
eToro is better for real stock ownership, more instruments (3,000 vs 1,000). FXTM is better for tighter spreads, lower minimum deposit ($10 vs $50), MetaTrader support. If regulation quality is your priority, both have comparable regulation.
Is eToro or FXTM safer?
Both eToro (FCA 583263) and FXTM (CySEC 185/12) are regulated by tier-1 authorities. Both segregate client funds.
What is the minimum deposit for eToro and FXTM?
eToro minimum deposit: $50. FXTM minimum deposit: $10. Minimums vary by entity and account type.
Do eToro and FXTM have MetaTrader?
FXTM supports MT4 and MT5. eToro does not offer MetaTrader.