Exness vs XTB 2026
Both are regulated. The right choice depends on your trading style.
Exness suits traders who value tighter spreads, copy trading, no inactivity fee. XTB suits traders who prioritise lower minimum deposit (None vs $3), real stock ownership, more instruments (5,800 vs 200).
Head to head
| Exness | XTB | |
|---|---|---|
| Primary regulator | CySEC 178/12 | FCA 522157 |
| Regulation tier | tier-1 | tier-1 |
| Min deposit | $3 | None |
| EUR/USD spread | From 0.0 pips (ECN) | 0.1 pips |
| Instruments | 200+ | 5,800+ |
| MetaTrader | Yes (MT4+MT5) | Yes (MT4+MT5) |
| Copy trading | Yes | No |
| Real stocks | No — CFDs only | Yes |
| Inactivity fee | None | $10/mo after 12mo |
| Founded | 2008 | 2002 |
| Headquarters | Limassol, Cyprus | Warsaw, Poland |
Regulation: Exness vs XTB
Exness is regulated by CySEC under licence 178/12 (Exness (Cy) Ltd). The CySEC is a tier-1 regulator. Client funds are held in segregated accounts and negative balance protection applies.
XTB is regulated by FCA under licence 522157 (XTB Ltd). The FCA is a tier-1 regulator. Client funds are held in segregated accounts and negative balance protection applies.
Both brokers are regulated by tier-1 authorities. Neither has a significant regulatory advantage over the other.
Spreads and fees
Exness's EUR/USD spread is From 0.0 pips (ECN). XTB's EUR/USD spread is 0.1 pips. Exness offers tighter spreads on this pair.
Exness does not charge an inactivity fee. XTB charges an inactivity fee of $10/month after 12 months.
Platforms and tools
Both Exness and XTB support MetaTrader 4 and 5, so algorithmic traders and EA users can use either.
Exness offers copy trading, XTB does not.
Minimum deposit
Exness requires a minimum deposit of $3. XTB requires None. XTB has the lower barrier to entry.
Note that minimum deposits can vary by account type and by which regulatory entity serves your country. Some offshore entities allow lower deposits than the tier-1 entity.
Which is better for beginners?
Exness is generally better for beginners because it offers copy trading, allowing new traders to replicate experienced traders automatically while learning. XTB also has the lower minimum deposit of None. Both platforms are accessible to new traders, though neither is specifically designed as a beginner-only broker.
Which is better for experienced traders?
Both Exness and XTB support MetaTrader, so experienced traders can use either without restriction. Exness's tighter spreads (From 0.0 pips (ECN)) make it better for high-frequency and scalping strategies. XTB offers more instruments (5,800) for portfolio diversification.
Verdict: Exness vs XTB
Choose Exness if you want tighter spreads, copy trading, no inactivity fee. The CySEC licence (178/12) gives it strong tier-1 regulatory backing.
Choose XTB if you want lower minimum deposit (None vs $3), real stock ownership, more instruments (5,800 vs 200). The FCA licence (522157) means strong tier-1 regulatory protection.
Both brokers are legitimate and regulated. The choice comes down to your specific trading requirements.
Frequently asked questions
Exness vs XTB: which is better?
Exness is better for tighter spreads, copy trading, no inactivity fee. XTB is better for lower minimum deposit (None vs $3), real stock ownership, more instruments (5,800 vs 200). If regulation quality is your priority, both have comparable regulation.
Is Exness or XTB safer?
Both Exness (CySEC 178/12) and XTB (FCA 522157) are regulated by tier-1 authorities. Both segregate client funds.
What is the minimum deposit for Exness and XTB?
Exness minimum deposit: $3. XTB minimum deposit: None. Minimums vary by entity and account type.
Do Exness and XTB have MetaTrader?
Yes, both support MetaTrader 4 and MT5.