FXTM vs Swissquote 2026
Both are regulated. The right choice depends on your trading style.
FXTM suits traders who value tighter spreads, lower minimum deposit ($10 vs $1000), copy trading. Swissquote suits traders who prioritise real stock ownership, more instruments (3,000,000 vs 1,000).
Head to head
| FXTM | Swissquote | |
|---|---|---|
| Primary regulator | CySEC 185/12 | FCA 562379 |
| Regulation tier | tier-1 | tier-1 |
| Min deposit | $10 | $1000 |
| EUR/USD spread | 0.1 pips | 1.3 pips |
| Instruments | 1,000+ | 3,000,000+ |
| MetaTrader | Yes (MT4+MT5) | Yes (MT4+MT5) |
| Copy trading | Yes | No |
| Real stocks | No — CFDs only | Yes |
| Inactivity fee | $5/mo after 6mo | $10/mo after 12mo |
| Founded | 2011 | 1996 |
| Headquarters | Limassol, Cyprus | Gland, Switzerland |
Regulation: FXTM vs Swissquote
FXTM is regulated by CySEC under licence 185/12 (Forextime Ltd). The CySEC is a tier-1 regulator. Client funds are held in segregated accounts and negative balance protection applies.
Swissquote is regulated by FCA under licence 562379 (Swissquote UK Ltd). The FCA is a tier-1 regulator. Client funds are held in segregated accounts and negative balance protection applies.
Both brokers are regulated by tier-1 authorities. Neither has a significant regulatory advantage over the other.
Spreads and fees
FXTM's EUR/USD spread is 0.1 pips. Swissquote's EUR/USD spread is 1.3 pips. FXTM offers tighter spreads on this pair.
FXTM charges an inactivity fee of $5/month after 6 months without trading. Swissquote charges an inactivity fee of $10/month after 12 months.
Platforms and tools
Both FXTM and Swissquote support MetaTrader 4 and 5, so algorithmic traders and EA users can use either.
FXTM offers copy trading, Swissquote does not.
Minimum deposit
FXTM requires a minimum deposit of $10. Swissquote requires $1000. FXTM has the lower barrier to entry. Traders who want to start with less capital should consider FXTM.
Note that minimum deposits can vary by account type and by which regulatory entity serves your country. Some offshore entities allow lower deposits than the tier-1 entity.
Which is better for beginners?
FXTM is generally better for beginners because it offers copy trading, allowing new traders to replicate experienced traders automatically while learning. FXTM also has the lower minimum deposit of $10, making it easier to start with a small amount. Both platforms are accessible to new traders, though neither is specifically designed as a beginner-only broker.
Which is better for experienced traders?
Both FXTM and Swissquote support MetaTrader, so experienced traders can use either without restriction. FXTM's tighter spreads (0.1 pips) make it better for high-frequency and scalping strategies. Swissquote offers more instruments (3,000,000) for portfolio diversification.
Verdict: FXTM vs Swissquote
Choose FXTM if you want tighter spreads, lower minimum deposit ($10 vs $1000), copy trading. The CySEC licence (185/12) gives it strong tier-1 regulatory backing.
Choose Swissquote if you want real stock ownership, more instruments (3,000,000 vs 1,000). The FCA licence (562379) means strong tier-1 regulatory protection.
Both brokers are legitimate and regulated. The choice comes down to your specific trading requirements.
Frequently asked questions
FXTM vs Swissquote: which is better?
FXTM is better for tighter spreads, lower minimum deposit ($10 vs $1000), copy trading. Swissquote is better for real stock ownership, more instruments (3,000,000 vs 1,000). If regulation quality is your priority, both have comparable regulation.
Is FXTM or Swissquote safer?
Both FXTM (CySEC 185/12) and Swissquote (FCA 562379) are regulated by tier-1 authorities. Both segregate client funds.
What is the minimum deposit for FXTM and Swissquote?
FXTM minimum deposit: $10. Swissquote minimum deposit: $1000. Minimums vary by entity and account type.
Do FXTM and Swissquote have MetaTrader?
Yes, both support MetaTrader 4 and MT5.