IC Markets vs XTB 2026
Both are regulated. The right choice depends on your trading style.
IC Markets suits traders who value tighter spreads, no inactivity fee. XTB suits traders who prioritise lower minimum deposit (None vs $200), real stock ownership, more instruments (5,800 vs 2,250).
Head to head
| IC Markets | XTB | |
|---|---|---|
| Primary regulator | ASIC 335692 | FCA 522157 |
| Regulation tier | tier-1 | tier-1 |
| Min deposit | $200 | None |
| EUR/USD spread | From 0.0 pips (ECN) | 0.1 pips |
| Instruments | 2,250+ | 5,800+ |
| MetaTrader | Yes (MT4+MT5) | Yes (MT4+MT5) |
| Copy trading | No | No |
| Real stocks | No — CFDs only | Yes |
| Inactivity fee | None | $10/mo after 12mo |
| Founded | 2007 | 2002 |
| Headquarters | Sydney, Australia | Warsaw, Poland |
Regulation: IC Markets vs XTB
IC Markets is regulated by ASIC under licence 335692 (International Capital Markets Pty Ltd). The ASIC is a tier-1 regulator. Client funds are held in segregated accounts and negative balance protection applies.
XTB is regulated by FCA under licence 522157 (XTB Ltd). The FCA is a tier-1 regulator. Client funds are held in segregated accounts and negative balance protection applies.
Both brokers are regulated by tier-1 authorities. Neither has a significant regulatory advantage over the other.
Spreads and fees
IC Markets's EUR/USD spread is From 0.0 pips (ECN). XTB's EUR/USD spread is 0.1 pips. IC Markets offers tighter spreads on this pair.
IC Markets does not charge an inactivity fee. XTB charges an inactivity fee of $10/month after 12 months.
Platforms and tools
Both IC Markets and XTB support MetaTrader 4 and 5, so algorithmic traders and EA users can use either.
Neither broker offers copy trading.
Minimum deposit
IC Markets requires a minimum deposit of $200. XTB requires None. XTB has the lower barrier to entry.
Note that minimum deposits can vary by account type and by which regulatory entity serves your country. Some offshore entities allow lower deposits than the tier-1 entity.
Which is better for beginners?
XTB also has the lower minimum deposit of None. Both platforms are accessible to new traders, though neither is specifically designed as a beginner-only broker.
Which is better for experienced traders?
Both IC Markets and XTB support MetaTrader, so experienced traders can use either without restriction. IC Markets's tighter spreads (From 0.0 pips (ECN)) make it better for high-frequency and scalping strategies. XTB offers more instruments (5,800) for portfolio diversification.
Verdict: IC Markets vs XTB
Choose IC Markets if you want tighter spreads, no inactivity fee. The ASIC licence (335692) gives it strong tier-1 regulatory backing.
Choose XTB if you want lower minimum deposit (None vs $200), real stock ownership, more instruments (5,800 vs 2,250). The FCA licence (522157) means strong tier-1 regulatory protection.
Both brokers are legitimate and regulated. The choice comes down to your specific trading requirements.
Frequently asked questions
IC Markets vs XTB: which is better?
IC Markets is better for tighter spreads, no inactivity fee. XTB is better for lower minimum deposit (None vs $200), real stock ownership, more instruments (5,800 vs 2,250). If regulation quality is your priority, both have comparable regulation.
Is IC Markets or XTB safer?
Both IC Markets (ASIC 335692) and XTB (FCA 522157) are regulated by tier-1 authorities. Both segregate client funds.
What is the minimum deposit for IC Markets and XTB?
IC Markets minimum deposit: $200. XTB minimum deposit: None. Minimums vary by entity and account type.
Do IC Markets and XTB have MetaTrader?
Yes, both support MetaTrader 4 and MT5.