Plus500 vs FXTM 2026
Both are regulated. The right choice depends on your trading style.
Plus500 suits traders who value more instruments (2,000 vs 1,000). FXTM suits traders who prioritise tighter spreads, lower minimum deposit ($10 vs $100), copy trading, MetaTrader support.
Head to head
| Plus500 | FXTM | |
|---|---|---|
| Primary regulator | FCA 509909 | CySEC 185/12 |
| Regulation tier | tier-1 | tier-1 |
| Min deposit | $100 | $10 |
| EUR/USD spread | 0.6 pips | 0.1 pips |
| Instruments | 2,000+ | 1,000+ |
| MetaTrader | No | Yes (MT4+MT5) |
| Copy trading | No | Yes |
| Real stocks | No — CFDs only | No — CFDs only |
| Inactivity fee | $10/mo after 3mo | $5/mo after 6mo |
| Founded | 2008 | 2011 |
| Headquarters | Haifa, Israel | Limassol, Cyprus |
Regulation: Plus500 vs FXTM
Plus500 is regulated by FCA under licence 509909 (Plus500UK Ltd). The FCA is a tier-1 regulator. Client funds are held in segregated accounts and negative balance protection applies.
FXTM is regulated by CySEC under licence 185/12 (Forextime Ltd). The CySEC is a tier-1 regulator. Client funds are held in segregated accounts and negative balance protection applies.
Both brokers are regulated by tier-1 authorities. Neither has a significant regulatory advantage over the other.
Spreads and fees
Plus500's EUR/USD spread is 0.6 pips. FXTM's EUR/USD spread is 0.1 pips. FXTM offers tighter spreads on this pair.
Plus500 charges an inactivity fee of $10/month after 3 months without trading. FXTM charges an inactivity fee of $5/month after 6 months.
Platforms and tools
FXTM supports MetaTrader. Plus500 uses a proprietary platform only — traders who need MT4/MT5 for automated strategies should choose FXTM.
FXTM offers copy trading, Plus500 does not.
Minimum deposit
Plus500 requires a minimum deposit of $100. FXTM requires $10. FXTM has the lower barrier to entry.
Note that minimum deposits can vary by account type and by which regulatory entity serves your country. Some offshore entities allow lower deposits than the tier-1 entity.
Which is better for beginners?
FXTM is generally better for beginners because it offers copy trading. FXTM also has the lower minimum deposit of $10. Both platforms are accessible to new traders, though neither is specifically designed as a beginner-only broker.
Which is better for experienced traders?
FXTM is better for experienced traders who need MetaTrader. FXTM's tighter spreads (0.1 pips) make it better for high-frequency and scalping strategies. Plus500 offers more instruments (2,000) for portfolio diversification.
Verdict: Plus500 vs FXTM
Choose Plus500 if you want more instruments (2,000 vs 1,000). The FCA licence (509909) gives it strong tier-1 regulatory backing.
Choose FXTM if you want tighter spreads, lower minimum deposit ($10 vs $100), copy trading, MetaTrader support. The CySEC licence (185/12) means strong tier-1 regulatory protection.
Both brokers are legitimate and regulated. The choice comes down to your specific trading requirements.
Frequently asked questions
Plus500 vs FXTM: which is better?
Plus500 is better for more instruments (2,000 vs 1,000). FXTM is better for tighter spreads, lower minimum deposit ($10 vs $100), copy trading, MetaTrader support. If regulation quality is your priority, both have comparable regulation.
Is Plus500 or FXTM safer?
Both Plus500 (FCA 509909) and FXTM (CySEC 185/12) are regulated by tier-1 authorities. Both segregate client funds.
What is the minimum deposit for Plus500 and FXTM?
Plus500 minimum deposit: $100. FXTM minimum deposit: $10. Minimums vary by entity and account type.
Do Plus500 and FXTM have MetaTrader?
FXTM supports MT4 and MT5. Plus500 does not offer MetaTrader.