FXFlat Review 2026
Full FXFlat review for LI traders — regulation, spreads, fees and our honest verdict.
Regulation in LI
| Regulator | BaFin BaFin — Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin) |
| Licence Number | 156566 |
| Regulated Entity | FXFlat Wertpapierhandelsbank GmbH |
| Max Leverage (Forex) | 1:30 |
| Minimum Deposit | $500 |
| EUR/USD Spread | From 0.2 pips |
| Instruments | 200+ |
| Platforms | MT4, MT5, cTrader |
| Copy Trading | ✗ |
| Real Stocks | ✗ |
| Inactivity fee | Inactivity fee: EUR6/month after 12 months |
Verdict
Regulated by BaFin (licence 156566). Minimum deposit $500. In LI: maximum forex leverage 1:30.
About FXFlat
FXFlat was founded in 2002 and is headquartered in Ratingen, Germany. The broker offers 200 tradeable instruments including forex pairs, CFDs on stocks, indices and commodities. It is regulated across multiple jurisdictions with a primary licence held by FXFlat Wertpapierhandelsbank GmbH under BaFin.
In LI, FXFlat operates as FXFlat Wertpapierhandelsbank GmbH, authorised by BaFin under licence number 156566. LI traders are subject to a maximum leverage of 1:30 on forex pairs under BaFin rules.
Trading Platforms
Pros
- BaFin regulated — licence 156566
- 200+ instruments to trade
- Negative balance protection in LI
- Platforms: MT4, MT5, cTrader
Cons
- Inactivity fee: EUR6/month after 12 months
- 76% of retail clients lose money
- CFD trading — you do not own the underlying asset
- No real stock ownership
Frequently Asked Questions
Is FXFlat regulated?
FXFlat holds BaFin licence 156566, issued to the regulated entity {entity}. This is a real, verifiable licence recorded in the official BaFin public register.
What is the minimum deposit for FXFlat in LI?
The minimum deposit is $500. This is the amount required to open a live trading account for traders in LI under BaFin regulation.
What leverage does FXFlat offer in LI?
In LI, FXFlat offers maximum forex leverage of 1:30 under BaFin rules. Higher leverage may be available through offshore-regulated entities.
Is FXFlat safe to trade with?
FXFlat is regulated by BaFin, which requires segregated client funds, negative balance protection and independent audits. Regulation does not eliminate trading risk, but it provides meaningful investor protection.
Reader Comments
Loading comments...