XM Avis 2026

Avis complet sur XM pour les traders de Belgium — réglementation, spreads et frais.

Réglementation en Belgium

RégulateurCySEC CySEC — Cyprus Securities and Exchange Commission (CySEC)
Numéro de licence120/10
Entité réglementéeTrading Point of Financial Instruments Ltd
Effet de levier max (Forex)1:30
Max Leverage (Crypto)1:2
Dépôt minimum$5
Spread EUR/USDFrom 0.6 pips
Instruments1,400+
PlateformesMT4, MT5, XM App
Copy Trading
Actions réelles
Frais d'inactivitéFrais d'inactivité: USD15/mois après 3 mois
BrokerForexReviews Verified Data
CySEC licence verified — 2026-09-15
ASIC licence verified — 2026-09-15
IFSC licence verified — 2026-09-15
DFSA licence verified — 2026-09-15
Minimum deposit — 2026-09-15
Withdrawal policy — 2026-09-15

Notre avis

Regulated by CySEC (licence 120/10). Minimum deposit $5. In Belgium: maximum forex leverage 1:30.

About XM

XM was founded in 2009 and is headquartered in Limassol, Cyprus. The broker offers 1,400 tradeable instruments including forex pairs, CFDs on stocks, indices and commodities. It is regulated across multiple jurisdictions with a primary licence held by Trading Point of Financial Instruments Ltd under CySEC.

In Belgium, XM operates as Trading Point of Financial Instruments Ltd, authorised by CySEC under licence number 120/10. Belgium traders are subject to a maximum leverage of 1:30 on forex pairs under CySEC rules.

Trading Platforms

MT4
MetaTrader 4 — industry standard, Expert Advisor support, 30 technical indicators
MT5
MetaTrader 5 — next-gen platform, more timeframes, depth of market
XM App
XM App — proprietary platform, available on web and mobile

Pros

  • CySEC regulated — licence 120/10
  • 1,400+ instruments to trade
  • Negative balance protection in Belgium
  • Platforms: MT4, MT5, XM App

Cons

  • Frais d'inactivité: USD15/mois après 3 mois
  • 75.21% of retail clients lose money
  • CFD trading — you do not own the underlying asset
  • No real stock ownership

Key Facts About XM

  • Offers 10 account types including Ultra-Low and Shares accounts
  • One of the few brokers providing genuine $30 no-deposit bonus to new accounts
  • Forex competitions run monthly with cash prize pools over $500,000

Known Limitations

  • CySEC entity serves EU clients with 1:30 max leverage; high leverage only available via offshore entity
  • Customer support quality reported inconsistent across regions
  • No Shares CFDs in all jurisdictions

Frequently Asked Questions

Est-ce que XM est réglementé?

XM détient la licence CySEC n°120/10, délivrée à {entity}. Cette licence est vérifiable dans le registre officiel CySEC.

Quel est le dépôt minimum chez XM en Belgium?

Le dépôt minimum est de $5. Ce montant est requis pour ouvrir un compte réel pour les traders de Belgium sous la réglementation CySEC.

Quel effet de levier XM propose en Belgium?

En Belgium, XM propose un effet de levier forex maximum de 1:30 selon les règles CySEC.

XM est-il sûr pour trader?

XM est réglementé par CySEC, qui exige des fonds clients séparés, une protection contre les soldes négatifs et des audits indépendants.

Visiter XM →
75.21% des comptes d'investisseurs particuliers perdent de l'argent avec XM.

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