XM Opinión 2026

Opinión completa de XM para traders de Spain — regulación, spreads y comisiones.

Regulación en Spain

ReguladorCySEC CySEC — Cyprus Securities and Exchange Commission (CySEC)
Número de licencia120/10
Entidad reguladaTrading Point of Financial Instruments Ltd
Apalancamiento máx (Forex)1:30
Max Leverage (Crypto)1:2
Depósito mínimo$5
Spread EUR/USDFrom 0.6 pips
Instrumentos1,400+
PlataformasMT4, MT5, XM App
Copy Trading
Acciones reales
Comisión de inactividadComisión de inactividad: USD15/mes tras 3 meses
BrokerForexReviews Verified Data
CySEC licence verified — 2026-09-15
ASIC licence verified — 2026-09-15
IFSC licence verified — 2026-09-15
DFSA licence verified — 2026-09-15
Minimum deposit — 2026-09-15
Withdrawal policy — 2026-09-15

Nuestro veredicto

Regulated by CySEC (licence 120/10). Minimum deposit $5. In Spain: maximum forex leverage 1:30.

About XM

XM was founded in 2009 and is headquartered in Limassol, Cyprus. The broker offers 1,400 tradeable instruments including forex pairs, CFDs on stocks, indices and commodities. It is regulated across multiple jurisdictions with a primary licence held by Trading Point of Financial Instruments Ltd under CySEC.

In Spain, XM operates as Trading Point of Financial Instruments Ltd, authorised by CySEC under licence number 120/10. Spain traders are subject to a maximum leverage of 1:30 on forex pairs under CySEC rules.

Trading Platforms

MT4
MetaTrader 4 — industry standard, Expert Advisor support, 30 technical indicators
MT5
MetaTrader 5 — next-gen platform, more timeframes, depth of market
XM App
XM App — proprietary platform, available on web and mobile

Pros

  • CySEC regulated — licence 120/10
  • 1,400+ instruments to trade
  • Negative balance protection in Spain
  • Platforms: MT4, MT5, XM App

Cons

  • Comisión de inactividad: USD15/mes tras 3 meses
  • 75.21% of retail clients lose money
  • CFD trading — you do not own the underlying asset
  • No real stock ownership

Key Facts About XM

  • Offers 10 account types including Ultra-Low and Shares accounts
  • One of the few brokers providing genuine $30 no-deposit bonus to new accounts
  • Forex competitions run monthly with cash prize pools over $500,000

Known Limitations

  • CySEC entity serves EU clients with 1:30 max leverage; high leverage only available via offshore entity
  • Customer support quality reported inconsistent across regions
  • No Shares CFDs in all jurisdictions

Frequently Asked Questions

¿Está XM regulado?

XM tiene la licencia CySEC n°120/10, emitida a {entity}. Se puede verificar en el registro oficial de CySEC.

¿Cuál es el depósito mínimo en XM en Spain?

El depósito mínimo es $5. Este importe es necesario para abrir una cuenta real para traders de Spain bajo la regulación CySEC.

¿Qué apalancamiento ofrece XM en Spain?

En Spain, XM ofrece un apalancamiento máximo de forex de 1:30 según las normas de CySEC.

¿Es XM seguro para operar?

XM está regulado por CySEC, que exige fondos de clientes segregados, protección contra saldo negativo y auditorías independientes.

Visitar XM →
El 75.21% de las cuentas de inversores minoristas pierden dinero operando CFDs con XM.

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