BrokerForexReviews

Trading 212 — Fees, Spreads & Regulation 2026

EUR/USD 0.5 pips · Min deposit $1 · STP / Hybrid · FCA, FSC, CySEC regulated
FCA 609146FSC N/ACySEC 398/21 Rank #45 / 100 on cost Copy trading
Data verified 2026-09-15 from official regulator registers

Run the interactive trade cost calculator

Change instrument, lot size, and hold duration. Compare Trading 212 against all 100 brokers live.

Open free tool →

Trading 212 is a forex and CFD broker founded in 2006, headquartered in London, UK. It is regulated by FCA (licence 609146), FSC (licence N/A), CySEC (licence 398/21). The EUR/USD spread starts from 0.5 pips on an STP or hybrid account — the spread is tight and a partial commission may apply. The minimum deposit is $1. The broker offers 3,000+ tradable instruments. MetaTrader is not available. This page shows verified regulation data, a full trade cost breakdown, and how Trading 212 compares to 100 other brokers on real trading fees.

Key metrics

$1
Minimum deposit
0.5 pips
EUR/USD spread
STP / Hybrid
30:1
Max leverage (forex)
3,000+
Instruments

Regulation & legal entities

Regulator Licence number Legal entity Max leverage Countries
FCA
Tier 1 — Strict
609146 Trading 212 UK Ltd 30:1 GB
FSC
Tier 3 — Offshore
N/A Trading 212 Ltd 30:1 CY, DE, FR, ES, IT, NL, PL, AT, BE, PT +18 more
CySEC
Tier 2 — Standard
398/21 Trading 212 Markets Ltd 30:1 CY, DE, FR, ES, IT, NL, AT, BE, PT, IE +18 more

EUR/USD trade cost breakdown — 1 standard lot

Trading 212 ranks #45 out of 100 brokers for a standard EUR/USD trade held overnight.
Hold duration Spread cost Commission Swap (est.) Total
Intraday (no overnight)$5.00$3.50$8.50
1 night$5.00$3.50$6.50$15.00
3 nights$5.00$3.50$19.50$28.00
1 week$5.00$3.50$45.50$54.00
1 month$5.00$3.50$195.00$203.50

Swap rates are industry-typical estimates. Actual overnight rates vary per broker and change with interest rates. Commission is estimated from spread profile (STP / Hybrid).

How Trading 212 compares — EUR/USD, 1 lot, 1 night, 100 brokers ranked

Rank Broker Spread Spread $ Commission Swap (est.) Total
1 Pepperstone 0 pips $0.00 $7.00 $6.50 $13.50
2 IC Markets 0 pips $0.00 $7.00 $6.50 $13.50
3 FP Markets 0 pips $0.00 $7.00 $6.50 $13.50
4 Exness 0 pips $0.00 $7.00 $6.50 $13.50
5 Tickmill 0 pips $0.00 $7.00 $6.50 $13.50
6 Eightcap 0 pips $0.00 $7.00 $6.50 $13.50
7 RoboForex 0 pips $0.00 $7.00 $6.50 $13.50
8 LiteFinance 0 pips $0.00 $7.00 $6.50 $13.50
45 Trading 212 0.5 pips $5.00 $3.50 $6.50 $15.00

Platforms & account

Trading 212 App
MetaTraderNot available
Copy tradingYes
Real stock ownershipYes
Retail loss rate76% of retail accounts lose money
HeadquartersLondon, UK
Founded2006

Countries not accepted

USCAJPAUNZIRKPSYCUSDBYRU

Similar brokers to Trading 212

Data sourced from official regulator registers (FCA, ASIC, CySEC, MAS and others), verified 2026-09-15. Spread figures are typical/minimum and may differ on live accounts. Trade cost estimates use standard lot sizes and typical industry swap rates. This page does not constitute financial advice. Read full Trading 212 review →